Consider Proactive Tax-Management Strategies The difference between tax-efficient and tax-inefficient investments. Who might benefit most from a tax-deferred variable annuity?

The following is based on research from J.P. Morgan Asset Management, which shows that incorporating an annuity into a retirement income strategy can improve client outcomes. The included profiles illustrate real-world client situations where an annuity may enhance the retirement experience.

Not all annuities serve the same purpose. Multiple annuity types exist, each offering distinct features. Therefore, it is essential to understand exactly what you are buying and how the specific characteristics of the annuity support your individual goals.

Outliving your money.